A personal loan is money you borrow for any kind of personal use such as paying off credit card debt, investing in home improvements, taking a special vacation, or paying for an engagement ring or wedding expenses. Taking a personal loan can be a smart way to consolidate high-interest rate balances under one monthly rate. To repay the loan, you make monthly payments of principal plus interest. A personal loan gives you the flexibility to make big purchases, then pay it off at a pace that makes sense for you.

Personal Loans are solely for personal, family, or household purposes and are not permitted to be used for real estate, business purposes, investments, purchases of securities, post-secondary education and short-term bridge financing.

The Personal Loan is an unsecured loan. This means that you do not need to provide collateral for the loan.

You can typically borrow between $2,000 and $35,000. Some lenders offer loans up to $75,000.

The interest rate is what the lender charges for lending you the money. The APR is more representative of the true costs of the loan as it includes all fees that come with the loan as well as the interest rate.

*No, Lifebridge Servicing works with various lenders to match consumers with the right loan partner; however, Lifebridge does not issue loans itself.

Lifebridge Servicing is a financial services company that uses its best efforts to match consumers with the right financial services products. Whether it be a personal loan, business loan, student loan, credit repair, debt relief, bankruptcy, or of the many other financial solutions, Lifebridge is here for its customers.

Completing an application with Lifebridge Servicing will not affect your credit. However, Lifebridge Servcing works with third party companies that may pull your credit with your authorization. Typically, these companies will do a soft credit pull to pre-approve you for an offer. Soft inquiries do not appear on your credit report and do not impact your credit scores.

Lifebridge Servicing has multiple lender affiliates that approve a fairly wide range of credit scores, from prime to subprime. While your credit score is an important factor for Lifebridge Servicing’s lender affiliates when evaluating your credit application, they look at more than just your score to render a credit decision

When you submit an application through Lifebridge Servicing, Lifebridge Servicing submits your data to our lending affiliates real-time. Within seconds you will know whether one of our lending affiliates approved financing offer(s) for you or not. You will also receive an email notification with the result of our lender affiliates.

No, you do not have to accept the offer and can simply cancel the loan process.

Lifebridge Servicing stores some of your personal information but not your social security number! Your SSN is sent to our lending affiliates for your credit evaluation and never stored in our database. For more information, please refer to our Privacy Policy.

Should you accept the offer, the lending affiliate who approved you will work directly with you to finalize the loan document and then deposit the funds via ACH directly into your designated account. This is usually done within 24 hours.

Liefbridge Servicing can be reached by phone at 888-213-4156 or by email – hello@lifebridgeservicing.com